Top 5 SIP Plans ₹500/Month for Beginners (2026)

₹500/month me bhi aap strong investment start kar sakte ho.

Ye low-cost SIP beginner ke liye perfect hai.

1. SBI Bluechip Fund

Type: Large-cap

Return: 12–15% yearly

Low risk, perfect start

2. HDFC Index Fund – Nifty 50

Type: Index

Market average returns

Zero risk of fund manager error

3. Axis Long Term Equity (ELSS)

Type: Tax-saving

Lock-in: 3 years

High return potential

4. ICICI Prudential Balanced Advantage Fund

Type: Hybrid

Balanced risk

Good for beginners

5. UTI Nifty Next 50 Index Fund

Type: Index

High growth potential

Future blue-chip machine

Expected Returns

₹500/month × 20 years → ₹1,20,000 investment

Expected value → ₹6–8 lakh (average)

Why ₹500 SIP is Important?

✔ Habit build hoti hai

✔ Discipline aata hai

✔ Long-term growth

✔ Wealth creation easy