ELSS Tax Saving Funds: Kaise Kaam Karte Hain & Best Options

ELSS (Equity Linked Savings Scheme) mutual fund ka ek type hota hai jo tax saving + high return dono deta hai.

ELSS Benefits

✔ Tax saving under 80C (₹1.5 lakh)

✔ Shortest lock-in: 3 years

✔ Equity returns (12–18%)

✔ SIP option available

ELSS Kaise Kaam Karta Hai?

Aap SIP ya lumpsum invest karo →

Money equity stocks me invest hota hai →

3 years lock-in →

After that withdraw allowed.

Best ELSS Funds (2025)

Mirae Asset Tax Saver Fund

Axis Long Term Equity Fund

Canara Robeco Equity Tax Saver

Kotak Tax Saver Fund

ELSS Kisko Lena Chahiye?

Salary person

Tax-paying individual

Long-term investor

Beginners

Returns Example

₹1,000 monthly × 3 years = ₹36,000

Value after 3 years ≈ ₹45,000–₹55,000

(Depending on market)